Debit Card Part II

Posted on July 3rd, 2007 by GracyBee.
Categories: General.

Now after a night zzzz, I have the time to re think about what happened yesterday about my debit card.

Ok, it seem unfair to say my SC debit card sucks. Now that I think about it, and have read the FAQ in SC’s website, perhaps it is not so bad after all.

Misunderstanding from previous posts

- Can it be used overseas: YES

- Cashback idea differ from the UK. There it means cash back like withdrawing ££ from cashier. Here, it means money back from your purchases. BUT it come with a limit: You must have $6000 and above to enjoy. (GEEZ :()

So what I like about my card:

- I can choose to withdraw from either of my accounts

- Free 2 years of subscription

- It is after all convenient to a certain extent

What I like to see it improved on:

- Have a certain limit of overdrawn facilities: $200 - $300 overdraft is fine. This is to facilitate any emergency use. (what happen if there is no internet access? what happen if i’m overseas and no number to call to transfer my funds? What happen if there is no ATM machine overseas?)

-When it is said ‘you can use it like a credit card and make mastercards payment’ meaning I can draw on credit to a CERTAIN extent. (See above, if my UK debit card is like that, I don’t see why you can’t)

-Why subscriptions needed leh? I never pay for my one in UK. It is because I applied it under ‘education’??

This is what I can think for now. Alas, what a love-hate affair! Well, I apologise here and I hope to see improvements soon~

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